Your financial north star

Plan your wealth with confidence

Based on the Mornington Peninsula, Oriya Wealth is a financial advice practice offering clear, personalised guidance to help you manage money confidently and plan for a secure, values-aligned future.

At Oriya Wealth, every strategy begins with deeply attuned listening.

Our first priority is to understand your goals, fears and motivations so your financial plan feels genuinely personal. Our advice is shaped by your values – your lifestyle, family, freedom and sense of security – not just the numbers on a page.

As a boutique firm, we offer one-to-one relationships that make you feel seen, supported and never rushed. And throughout the process, we build trust through clarity: plain-English explanations, visual tools and conversations without jargon or pressure.

We are here to build enduring partnerships built on consistency, genuine care and ongoing guidance. We stay with you through life’s changes, adjusting your plan as your needs evolve and making sure you always feel supported, informed and confident about the path ahead.

We help you get clear on:

  • Understanding your Cashflow & Set up Budgeting

  • Investment Advice and Portfolio Construction

  • Superannuation Strategies
    (including Self Managed Super Funds)

  • Wealth Protection and Risk Management

  • Retirement Planning

  • Funding Children’s Education and Future Gifting

  • Investing for Kids

  • Debt Management

  • Wealth Creation using Debt Recycling & more Complex Structures

What you can expect when you work with Oriya Wealth:

Clarity

We translate complexity into confidence with simple explanations and transparent fees.

Partnership

We form long-term, collaborative relationships with our clients, offering genuine availability and annual check-ins.

Life-centred Advice

Not everyone’s idea of a life well lived looks the same. Oriya Wealth aligns financial strategies to fit your values, lifestyle and goals.

About Oriya’s Founder

Suzannah Gilardi is the founder of Oriya Wealth, a boutique financial advice firm dedicated to helping people feel confident and in control of their financial future. With a passion for clarity and a commitment to understanding each client’s unique story, Suzannah brings empathy, intelligence, and practical guidance to every interaction.

Her approach is simple: listen deeply, align money with what matters most, and design strategies that fit real lives. Whether you’re building wealth, planning for retirement, or navigating life changes, Suzannah ensures the process feels calm, collaborative, and empowering.

With decades of experience and a reputation for integrity, Suzannah believes financial advice should be human, transparent, and tailored. Her mission is to replace complexity with confidence and help clients create a future that feels secure and aligned with your values.

Suzannah Gilardi
Founder & Financial Adviser
SMSF Specialist Adviser (SSA®)

Who We Help

Professionals
& Families

You might be an everyday professional, small business owner or part of a busy family, building wealth while juggling mortgages, careers and commitments. You want clarity without the jargon, and a plan that helps you move forward with confidence.

Life Shapers

You may be preparing for retirement and ready for a calm, holistic strategy that brings together security, tax efficiency and the reassurance that you’re on track for the life you envision.

Women Rebuilding

Or you might be rebuilding after divorce, career change or widowhood, looking for patient, steady guidance that helps you regain clarity, confidence and control over your financial future.

Our purpose is to bring empathy, clarity and confidence to every financial journey, helping people align their money with their values and dreams. We believe clarity is power, and everyone deserves it.

Our purpose is to bring empathy, clarity and confidence to every financial journey, helping people align their money with their values and dreams. We believe clarity is power, and everyone deserves it.

How we can support you:

Featured
1. Discovery Call
1. Discovery Call

Start with a quick 15-minute call to see if we’re the right fit. We’ll listen deeply to understand what you’re hoping to achieve, and outline options for next steps.

2. Deep-Dive
2. Deep-Dive

From there, you’ll book into an in-depth 60-minute meeting. This is when we really start to map out your story and clarify your priorities so we can understand what truly matters to you.

3. Strategy Design
3. Strategy Design

We design clear, values-aligned options and present your tailored financial plan using simple explanations and visual summaries. This stage also includes implementing the advice so you can move forward with confidence.

4. Ongoing Guidance
4. Ongoing Guidance

As life evolves, we stay alongside you – handling the steps, answering questions, and checking in regularly to keep your plan on track.

Book your Discovery Call’

Frequently Asked Questions

  • No, we are a Corporate Authorised Representative of Finance Living (AFSL 568495). We provide advice in your best interests and explain all fees and benefits clearly.

  • No. We focus on clarity, structure and early wins that build confidence and wealth over time.

  • Transparent, fixed-fee advice is quoted upfront; implementation costs are explained plainly (no surprises).

  • Yes, we use simple language, visual tools and real-life examples.

Ready to get organised?

If you’d like clarity, confidence and a plan that truly fits your life, we’d love to talk. Book a Discovery Call to explore your goals and see whether Oriya Wealth is the right partner for your next chapter.

Book a chat